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Combat Out-of-Pocket Costs With Cancer Insurance

Five words or less (NewsUSA) – Sponsored News – Almost everyone knows a friend or family member whose life has been touched by cancer — it can be an unpredictable and distressing disease that can change your life in an instant. For many Americans, a cancer diagnosis can mean a devastating financial blow, even with major medical insurance. In fact, a study by Duke University Medical Center found that the average out-of-pocket cost of care for an American insured privately is $1,266 per month. That could be like adding another monthly rent or mortgage payment — can your current budget handle that? That’s why voluntary cancer insurance is becoming increasingly important in helping Americans combat the high costs of cancer – so they can focus less on finances and more on treatment and recovery. Here, Aflac, the leader in voluntary insurance sales at the worksite in the United States, provides an overview of what voluntary cancer insurance is and why every American should consider applying for it during his or her next open enrollment season:What is voluntary cancer insurance? No health insurance policy covers everything. Voluntary insurance is designed to complement your major medical insurance to help fill the holes in your health care coverage. Cancer insurance is a plan, typically offered through an employer, which can help people cope with the high, out-of-pocket costs associated with a serious illness like cancer — costs never intended to be covered by major medical insurance. In the event of a cancer diagnosis, a policyholder will receive cash benefits that can be used as he or she sees fit. This can include daily living expenses, such as rent, gas, groceries, babysitting and other necessities. As medical bills start accumulating, unfortunately, existing bills don’t stop. But with the protection of cancer insurance, policyholders can maintain their lifestyle without setting themselves up for a financial disaster.Why consider voluntary cancer insurance? With the number of cancer diagnoses in America continuing to grow, individuals and families shouldn’t have to make a decision between medical treatment and making ends meet with existing bills and daily living expenses. For a cancer diagnosis, most of the uncovered expenses result from prescription drugs — which can make up a whopping 41 percent of the patients’ expenses — but other requirements such as medical equipment, travel, special diets and nonprescription drugs are also contributing factors. Instead of paying for those expenses out of a patient’s own pocket, having cancer insurance can help fill in the holes. Cancer insurance policies can help families cope with the treatment costs of cancer. But, more importantly, it can also help patients focus on what’s truly important – recovery. To learn more about cancer insurance, visit aflac.com/cancer.

Local News

Nazareth players celebrate their Class 5A football title with fans and members of the band on Saturday. (Photos by Jeff Vorva)

Roadrunners win 45-44 shootout for fourth state title

By Jeff Vorva Nazareth Academy’s football season opened in August with a 2-0 win over Kankakee. It closed the season Saturday afternoon with a 45-44 Class 5A state championship win over Peoria at Memorial Stadium in Champaign. And in between was a rollercoaster of wins and losses and a scramble just to make the playoffs.…

reporter EPCHS Inktober

EPCHS art teacher draws something every day In Inktober

A series of drawings from Evergreen Park Community High School art teacher Libby McArthur will grace the walls of the Evergreen Park Public Library through the end of November. The drawings, collectively known as her ‘Inktober’ collection, were made during October. McArthur took part in a worldwide drawing month activity that had specific prompts for…

reporter OLCHS Thanksgiving Food Drive Freshman Academy

OLCHS Thanksgiving food drive a success

OLCHS students and staff participated in the annual Student Council Thanksgiving food drive. Cans, paper goods and over $1,750 in cash/gift cards were collected on November 21. Participating teachers were DeMatteo, Hennelly, Jepsen, Kallenborn, Kolimas, La Spina, Meyers, Strelow, Vazzana, Watson and Wirtz. Numerous district offices also donated items. The winner of Student Council’s handmade “Turkey Chalice” award was Eric…

regional palos park police cadet food drive 2022

Palos Park Police Cadet food drive underway

The Palos Park Police Cadet program is in holiday season mode and the program’s annual Holiday Food Drive is well underway. Cadets are looking for donations of non-perishable foods such as canned goods or boxed goods. The cadets will accept donations at the Palos Park Police Department, 8999 W. 123rd Street. Collections will continue through…

Twins Aiden and Ethan Schilling at last year’s Bingo with Santa. (Photo by Alexandria Shipyor)

Orland Township to hold Bingo with Santa

Whether you’ve been naughty or nice, don’t think twice about attending Orland Township’s Bingo with Santa! Children and their families are invited to join Santa Claus and Supervisor Paul O’Grady with the Board of Trustees in celebrating the most wonderful time of the year with pizza and a fun game of Holiday Bingo, just for…

Rich Jensen cuts the ribbon on November 17 at the new location for Pizza Castle. (Photos by Don Pointer)

Comings & Goings: Pizza Castle now open in Hickory Hills

By Bob Bong After almost five decades of serving pizzas from a small storefront in Chicago’s Gage Park neighborhood, Pizza Castle co-owner Richard Jensen had an opportunity to move into a bigger space and he jumped at the chance. So, Jensen packed up the family business and made the move a few miles south to…

Brookfield Zoo’s ring-tailed lemurs—Skinner (left) and Moses—were treated to an early Thanksgiving feast that featured all the trimmings. This annual tradition, now in its ninth year, takes place the day before the holiday. (Photo by Jim Schulz/Brookfield Zoo)

Ring-tailed Lemurs at Brookfield Zoo enjoy 9th annual Thanksgiving feast

The annual tradition of Brookfield Zoo’s ring-tailed lemurs receiving an early Thanksgiving feast took place today, November 23. Now, in its ninth year, the animal care staff prepared the meal for the primates that featured all the trimmings laid out on a fall-themed table setting. This year, the menu for the lemurs—15-year-old Moses and 12-year-old…

Palos Heights' Thomas Chong tags one of the hundreds of trees being sold by the Palos Lions Club. (Photos by Jeff Vorva)

Palos Lions trees have arrived and are ready for sale

By Jeff Vorva For more than three decades, the Palos Lions Club has been selling Christmas trees Close to 600 trees arrived at the lot on Harlem Avenue near 127th Street on Saturday. The only difference this year is that unlike in past years, there are no monster-sized trees available. “We can’t get the bigger…

Stickney Mayor Jeff Walik holds up a Veterans Parking Only sign that will be installed at various village locations (Photo by Carol McGowan)

Stickney to designate parking for veterans; will add more police officers

By Carol McGowan The Village of Stickney has approved the installation of parking signs to designate spots for veterans. At the November 15 Village Board meeting, Mayor Jeff Walik revealed the sign and explained why they were going up at various locations in the village. “I was recently at Jewel in the village, and saw…

Orland Park Mayor Keith Pekau said other communities can learn from the way Orland Park does business. (Photo by Jeff Vorva)

After congressional loss, Pekau ready to keep Orland Park a ‘fantastic town’

By Jeff Vorva In Orland Park Mayor Keith Pekau’s first board meeting since his loss to Sean Casten for a congressional seat, he expressed disappointment with the loss but said he was happy he is still running the village. At Monday’s meeting, Pekau said he was not happy with the way the elections turned out…

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Nazareth players celebrate their Class 5A football title with fans and members of the band on Saturday. (Photos by Jeff Vorva)

Roadrunners win 45-44 shootout for fourth state title

By Jeff Vorva Nazareth Academy’s football season opened in August with a 2-0 win over Kankakee. It closed the season Saturday afternoon with a 45-44 Class 5A state championship win over Peoria at Memorial Stadium in Champaign. And in between was a rollercoaster of wins and losses and a scramble just to make the playoffs.…

reporter EPCHS Inktober

EPCHS art teacher draws something every day In Inktober

A series of drawings from Evergreen Park Community High School art teacher Libby McArthur will grace the walls of the Evergreen Park Public Library through the end of November. The drawings, collectively known as her ‘Inktober’ collection, were made during October. McArthur took part in a worldwide drawing month activity that had specific prompts for…

reporter OLCHS Thanksgiving Food Drive Freshman Academy

OLCHS Thanksgiving food drive a success

OLCHS students and staff participated in the annual Student Council Thanksgiving food drive. Cans, paper goods and over $1,750 in cash/gift cards were collected on November 21. Participating teachers were DeMatteo, Hennelly, Jepsen, Kallenborn, Kolimas, La Spina, Meyers, Strelow, Vazzana, Watson and Wirtz. Numerous district offices also donated items. The winner of Student Council’s handmade “Turkey Chalice” award was Eric…

regional palos park police cadet food drive 2022

Palos Park Police Cadet food drive underway

The Palos Park Police Cadet program is in holiday season mode and the program’s annual Holiday Food Drive is well underway. Cadets are looking for donations of non-perishable foods such as canned goods or boxed goods. The cadets will accept donations at the Palos Park Police Department, 8999 W. 123rd Street. Collections will continue through…

Twins Aiden and Ethan Schilling at last year’s Bingo with Santa. (Photo by Alexandria Shipyor)

Orland Township to hold Bingo with Santa

Whether you’ve been naughty or nice, don’t think twice about attending Orland Township’s Bingo with Santa! Children and their families are invited to join Santa Claus and Supervisor Paul O’Grady with the Board of Trustees in celebrating the most wonderful time of the year with pizza and a fun game of Holiday Bingo, just for…

Rich Jensen cuts the ribbon on November 17 at the new location for Pizza Castle. (Photos by Don Pointer)

Comings & Goings: Pizza Castle now open in Hickory Hills

By Bob Bong After almost five decades of serving pizzas from a small storefront in Chicago’s Gage Park neighborhood, Pizza Castle co-owner Richard Jensen had an opportunity to move into a bigger space and he jumped at the chance. So, Jensen packed up the family business and made the move a few miles south to…

Brookfield Zoo’s ring-tailed lemurs—Skinner (left) and Moses—were treated to an early Thanksgiving feast that featured all the trimmings. This annual tradition, now in its ninth year, takes place the day before the holiday. (Photo by Jim Schulz/Brookfield Zoo)

Ring-tailed Lemurs at Brookfield Zoo enjoy 9th annual Thanksgiving feast

The annual tradition of Brookfield Zoo’s ring-tailed lemurs receiving an early Thanksgiving feast took place today, November 23. Now, in its ninth year, the animal care staff prepared the meal for the primates that featured all the trimmings laid out on a fall-themed table setting. This year, the menu for the lemurs—15-year-old Moses and 12-year-old…

Palos Heights' Thomas Chong tags one of the hundreds of trees being sold by the Palos Lions Club. (Photos by Jeff Vorva)

Palos Lions trees have arrived and are ready for sale

By Jeff Vorva For more than three decades, the Palos Lions Club has been selling Christmas trees Close to 600 trees arrived at the lot on Harlem Avenue near 127th Street on Saturday. The only difference this year is that unlike in past years, there are no monster-sized trees available. “We can’t get the bigger…

Stickney Mayor Jeff Walik holds up a Veterans Parking Only sign that will be installed at various village locations (Photo by Carol McGowan)

Stickney to designate parking for veterans; will add more police officers

By Carol McGowan The Village of Stickney has approved the installation of parking signs to designate spots for veterans. At the November 15 Village Board meeting, Mayor Jeff Walik revealed the sign and explained why they were going up at various locations in the village. “I was recently at Jewel in the village, and saw…

Orland Park Mayor Keith Pekau said other communities can learn from the way Orland Park does business. (Photo by Jeff Vorva)

After congressional loss, Pekau ready to keep Orland Park a ‘fantastic town’

By Jeff Vorva In Orland Park Mayor Keith Pekau’s first board meeting since his loss to Sean Casten for a congressional seat, he expressed disappointment with the loss but said he was happy he is still running the village. At Monday’s meeting, Pekau said he was not happy with the way the elections turned out…

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