Many Working Mothers Can’t Afford Their Health Insurance Deductibles

(NewsUSA) – Sponsored News – Working mothers have a lot on their plate. In addition to their professional responsibilities, they are often in charge of numerous household decisions, including choosing their family’s health care plan. However, nearly half (49 percent) of working mothers would not have enough money to cover their health insurance deductible if they needed to do so today, according to a recent survey from Aflac and Working Mother magazine. When working mothers cannot afford the costs of an unforeseen medical emergency, these tragedies can quickly drain a bank account. So it is no surprise that more than half (54 percent) of working mothers surveyed have had to divert funds away from family vacations, date nights, holiday and birthday gifts — or even children’s college funds — to help cover medical expenses. As a working mom, if you make health care benefits decisions, below are three things to keep in mind that can help protect your family’s financial health: 1. Expand coverage with voluntary benefits to protect your financial future Voluntary insurance policies supplement major medical insurance to offer extended protection and peace of mind. Although the survey shows that dental, life and vision insurance are the most popular benefits among working mothers, it is wise to consider voluntary products such as critical illness, accident and short-term disability insurance, which provide financial protection if a more costly illness or injury were to occur. 2. Make the most of your paycheck with a tax-free health savings account (HSA) HSAs are employer-provided saving accounts that allow employees to contribute pre-tax funds to cover future out-of-pocket medical costs. Having money in an HSA can help working mothers avoid having to take money out of their own savings accounts to pay for medical bills. 3. Consult with a professional Scheduling a one-on-one meeting with a financial adviser or benefits expert can help ensure that benefits are tailored to a family’s specific needs. Some employers even offer these services free of charge. Family free time should include events such as playing at the park or enjoying a child’s sports game, not worrying about the financial consequences of a medical event. Being prepared is the best way to keep health care costs from placing a burden on family finances and fun. To learn more about the Aflac + Working Mother Survey or to find additional information on the benefits of voluntary insurance, visit aflac.com/workingmother.

Local News

Nazareth players celebrate their Class 5A football title with fans and members of the band on Saturday. (Photos by Jeff Vorva)

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reporter EPCHS Inktober

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reporter OLCHS Thanksgiving Food Drive Freshman Academy

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regional palos park police cadet food drive 2022

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Palos Heights' Thomas Chong tags one of the hundreds of trees being sold by the Palos Lions Club. (Photos by Jeff Vorva)

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Nazareth players celebrate their Class 5A football title with fans and members of the band on Saturday. (Photos by Jeff Vorva)

Roadrunners win 45-44 shootout for fourth state title

By Jeff Vorva Nazareth Academy’s football season opened in August with a 2-0 win over Kankakee. It closed the season Saturday afternoon with a 45-44 Class 5A state championship win over Peoria at Memorial Stadium in Champaign. And in between was a rollercoaster of wins and losses and a scramble just to make the playoffs.…

reporter EPCHS Inktober

EPCHS art teacher draws something every day In Inktober

A series of drawings from Evergreen Park Community High School art teacher Libby McArthur will grace the walls of the Evergreen Park Public Library through the end of November. The drawings, collectively known as her ‘Inktober’ collection, were made during October. McArthur took part in a worldwide drawing month activity that had specific prompts for…

reporter OLCHS Thanksgiving Food Drive Freshman Academy

OLCHS Thanksgiving food drive a success

OLCHS students and staff participated in the annual Student Council Thanksgiving food drive. Cans, paper goods and over $1,750 in cash/gift cards were collected on November 21. Participating teachers were DeMatteo, Hennelly, Jepsen, Kallenborn, Kolimas, La Spina, Meyers, Strelow, Vazzana, Watson and Wirtz. Numerous district offices also donated items. The winner of Student Council’s handmade “Turkey Chalice” award was Eric…

regional palos park police cadet food drive 2022

Palos Park Police Cadet food drive underway

The Palos Park Police Cadet program is in holiday season mode and the program’s annual Holiday Food Drive is well underway. Cadets are looking for donations of non-perishable foods such as canned goods or boxed goods. The cadets will accept donations at the Palos Park Police Department, 8999 W. 123rd Street. Collections will continue through…

Twins Aiden and Ethan Schilling at last year’s Bingo with Santa. (Photo by Alexandria Shipyor)

Orland Township to hold Bingo with Santa

Whether you’ve been naughty or nice, don’t think twice about attending Orland Township’s Bingo with Santa! Children and their families are invited to join Santa Claus and Supervisor Paul O’Grady with the Board of Trustees in celebrating the most wonderful time of the year with pizza and a fun game of Holiday Bingo, just for…

Rich Jensen cuts the ribbon on November 17 at the new location for Pizza Castle. (Photos by Don Pointer)

Comings & Goings: Pizza Castle now open in Hickory Hills

By Bob Bong After almost five decades of serving pizzas from a small storefront in Chicago’s Gage Park neighborhood, Pizza Castle co-owner Richard Jensen had an opportunity to move into a bigger space and he jumped at the chance. So, Jensen packed up the family business and made the move a few miles south to…

Brookfield Zoo’s ring-tailed lemurs—Skinner (left) and Moses—were treated to an early Thanksgiving feast that featured all the trimmings. This annual tradition, now in its ninth year, takes place the day before the holiday. (Photo by Jim Schulz/Brookfield Zoo)

Ring-tailed Lemurs at Brookfield Zoo enjoy 9th annual Thanksgiving feast

The annual tradition of Brookfield Zoo’s ring-tailed lemurs receiving an early Thanksgiving feast took place today, November 23. Now, in its ninth year, the animal care staff prepared the meal for the primates that featured all the trimmings laid out on a fall-themed table setting. This year, the menu for the lemurs—15-year-old Moses and 12-year-old…

Palos Heights' Thomas Chong tags one of the hundreds of trees being sold by the Palos Lions Club. (Photos by Jeff Vorva)

Palos Lions trees have arrived and are ready for sale

By Jeff Vorva For more than three decades, the Palos Lions Club has been selling Christmas trees Close to 600 trees arrived at the lot on Harlem Avenue near 127th Street on Saturday. The only difference this year is that unlike in past years, there are no monster-sized trees available. “We can’t get the bigger…

Stickney Mayor Jeff Walik holds up a Veterans Parking Only sign that will be installed at various village locations (Photo by Carol McGowan)

Stickney to designate parking for veterans; will add more police officers

By Carol McGowan The Village of Stickney has approved the installation of parking signs to designate spots for veterans. At the November 15 Village Board meeting, Mayor Jeff Walik revealed the sign and explained why they were going up at various locations in the village. “I was recently at Jewel in the village, and saw…

Orland Park Mayor Keith Pekau said other communities can learn from the way Orland Park does business. (Photo by Jeff Vorva)

After congressional loss, Pekau ready to keep Orland Park a ‘fantastic town’

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