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What Would You Have to Give Up to Pay for An Unexpected Hospital Visit?

Five words or less (NewsUSA) – We may all be one stomach bug away from an unexpected hospital visit. Accidents and illnesses can occur without warning, wreaking havoc on finances and negatively impacting everyday life, even with health insurance. While many people have major medical insurance, rarely do they prepare for the additional financial impact of out-of-pocket costs even a short stay in the hospital can incur. The average length of a hospital stay is 4.6 days and costs $11,000, according to the Agency for Healthcare Research and Quality. What would the average family have to give up to pay that type of medical bill — eating out at restaurants for a year or more, weekly lawn service, maid service, pet grooming or family movie nights? No one should have to stress about the impact hospital visits and related expenses could have on everyday life. That’s why companies like Aflac have designed supplemental hospital indemnity insurance policies to help cover what major medical insurance may not. Hospital insurance provides additional coverage that can help protect individuals and families from potentially devastating medical expenses, allowing them to keep their lives on track. When specific events associated with a hospital visit occur, policyholders receive cash benefits that can be used to help cover everything from treatment costs to expenses that health insurance doesn’t typically cover, such as, rent, gas, groceries, utilities, child care and other necessities. Unique Needs Require Unique Benefits It is important to note that not all hospital plans are created equal and not all hospital visits are necessarily related to an accident or critical illness. Appendicitis, fever or even a child’s repeated earache can lead to a hospital stay. Keep an eye out for plans that include customizable benefits, such as telemedicine, diagnostic exams, acute care and psychologist visits, and that provide the coverage you and your family may need. The right combination of hospital benefits can enhance your existing coverage and help add protection from life’s mishaps. Be Prepared for The Unexpected Even if your health changes, life doesn’t have to. So help protect your lifestyle through benefits options tailored to your needs. Consider talking to your human resources representative about making supplemental hospital indemnity insurance available at your workplace. To learn more about Aflac’s hospital indemnity policies, visit www.aflac.com/hospital.

Local News

The Conrady Junior High School seventh-grade choir sings holiday songs before the beginning of the Hills Chamber's Christmas Party and "State of the Cities" addresses Tuesday night at the Hickory Hills Community Center. (Photos by Joe Boyle)

Palos Hills, Hickory Hills mayors optimistic about business growth

By Joe Boyle The mayors of Palos Hills and Hickory Hills said the emergence of new businesses and programs are an indication that both communities are looking forward to better days. Palos Hills Mayor Gerald Bennett and Hickory Hills Mayor Mike Howley both presented their “State of the Cities” addresses Tuesday night at the Hickory…

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Tri-State Tollway lane closures Friday night over I-55

Overnight lane closures are scheduled this weekend for concrete work on the northbound Tri-State Tollway (I-294) over I-55. Traffic delays are expected. Beginning at 8 p.m. on tonight, December 9, and continuing until noon on Saturday, December 10, traffic on northbound I-294 between 75th Street and Joliet Road, traffic will be reduced to a single lane.…

Bourbons Smokehouse will hold a grand opening on Friday at Sheep's Food District in Orland Hills. (Photo by Bob Bong)

Comings & Goings: Grand opening today for Bourbons Smokehouse at Sheep’s Food District

By Bob Bong Sheep’s Food District in Orland Park may have something for everyone under one roof. Sheep’s is affiliated with the White Sheep, a breakfast and lunch restaurant at 14435 S. LaGrange Road in Orland Park. But while The White Sheep is open only for breakfast and lunch and closes daily at 3 p.m.,…

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Man charged in fatal Oak Lawn shooting outside hospital

By Bob Bong Oak Lawn police say a fatal shooting outside of Advocate Christ Medical Center early Saturday morning stemmed from an earlier double homicide near 87th and Green streets. Marques Rose, 36, of the 8100 block of South Winchester in Chicago, has been charged with one count of first-degree murder for the shooting death…

Orland Park Mayor Keith Pekau sounds off Monday night about what he liked and didn't like about changes to the SAFE-T Act. (Photo by Jeff Vorva)

Pekau has mixed reactions to SAFE-T Act changes

By Jeff Vorva In response to criticism during the election campaign, the Illinois General Assembly has made some changes to the SAFE-T Act. Orland Park Mayor Keith Pekau, one of the act’s harshest critics, is not completely satisfied. Pekau has voiced criticism of the law, especially its no bail provision that kicks in on January…

Palos Heights Mayor Bob Straz encourages the city to build a wall honoring volunteers during Tuesday night's council meeting. (Photo by Jeff Vorva)

Palos Heights council talks wall of tributes

By Jeff Vorva Tributes were the talk on Tuesday. The Palos Heights City Council meeting featured a discussion on building a wall to honor volunteers in town and kicked ideas around to honor former aldermen Dolores Kramarski, who died in November, and Alan Fulkerson, who died in 2020. The council unanimously voted to foot a…

John Mahoney is not seeking re-election as the mayor of Palos Park. (Photos by Jeff Vorva)

Mahoney not running for Palos Park mayor; Milovich-Walters throws hat in the ring

By Jeff Vorva Palos Park will have a new mayor in 2023. John Mahoney will end his 16-year tenure as mayor next year after he announced this week that he will not run for a fifth term. “Every time you run for office you think about it,” the 60-year-old Mahoney said about leaving the post.…

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Clear-Ridge Reporter and NewsHound December 7, 2022

Mary Stanek

Restaurant wall comes alive with art

By Mary Stanek Your correspondent in Archer Heights and West Elsdon 3808 W. 57th Place • (773) 284-7394 Soar up high with the beauty and grace of a butterfly–Unknown author. My favorite watering hole in years past, Andy’s, at 57th Place and Pulaski, has been a restaurant now for a few years. I recently noticed…

Peggy Zabicki

Something to be truly thankful for

By Peggy Zabicki Your correspondent in West Lawn 3633 W. 60th Place • (773) 504-9327 Thank you, one and all, for the texts and calls. I wasn’t feeling well last week and couldn’t write my column. I didn’t have COVID-19. I had that before there were vaccines for it. For me, COVID-19 was no big deal. On my worst day…

Neighbors

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The Conrady Junior High School seventh-grade choir sings holiday songs before the beginning of the Hills Chamber's Christmas Party and "State of the Cities" addresses Tuesday night at the Hickory Hills Community Center. (Photos by Joe Boyle)

Palos Hills, Hickory Hills mayors optimistic about business growth

By Joe Boyle The mayors of Palos Hills and Hickory Hills said the emergence of new businesses and programs are an indication that both communities are looking forward to better days. Palos Hills Mayor Gerald Bennett and Hickory Hills Mayor Mike Howley both presented their “State of the Cities” addresses Tuesday night at the Hickory…

IllinoisTollwayLogo_HiRes

Tri-State Tollway lane closures Friday night over I-55

Overnight lane closures are scheduled this weekend for concrete work on the northbound Tri-State Tollway (I-294) over I-55. Traffic delays are expected. Beginning at 8 p.m. on tonight, December 9, and continuing until noon on Saturday, December 10, traffic on northbound I-294 between 75th Street and Joliet Road, traffic will be reduced to a single lane.…

Bourbons Smokehouse will hold a grand opening on Friday at Sheep's Food District in Orland Hills. (Photo by Bob Bong)

Comings & Goings: Grand opening today for Bourbons Smokehouse at Sheep’s Food District

By Bob Bong Sheep’s Food District in Orland Park may have something for everyone under one roof. Sheep’s is affiliated with the White Sheep, a breakfast and lunch restaurant at 14435 S. LaGrange Road in Orland Park. But while The White Sheep is open only for breakfast and lunch and closes daily at 3 p.m.,…

reporter oak lawn police logo

Man charged in fatal Oak Lawn shooting outside hospital

By Bob Bong Oak Lawn police say a fatal shooting outside of Advocate Christ Medical Center early Saturday morning stemmed from an earlier double homicide near 87th and Green streets. Marques Rose, 36, of the 8100 block of South Winchester in Chicago, has been charged with one count of first-degree murder for the shooting death…

Orland Park Mayor Keith Pekau sounds off Monday night about what he liked and didn't like about changes to the SAFE-T Act. (Photo by Jeff Vorva)

Pekau has mixed reactions to SAFE-T Act changes

By Jeff Vorva In response to criticism during the election campaign, the Illinois General Assembly has made some changes to the SAFE-T Act. Orland Park Mayor Keith Pekau, one of the act’s harshest critics, is not completely satisfied. Pekau has voiced criticism of the law, especially its no bail provision that kicks in on January…

Palos Heights Mayor Bob Straz encourages the city to build a wall honoring volunteers during Tuesday night's council meeting. (Photo by Jeff Vorva)

Palos Heights council talks wall of tributes

By Jeff Vorva Tributes were the talk on Tuesday. The Palos Heights City Council meeting featured a discussion on building a wall to honor volunteers in town and kicked ideas around to honor former aldermen Dolores Kramarski, who died in November, and Alan Fulkerson, who died in 2020. The council unanimously voted to foot a…

John Mahoney is not seeking re-election as the mayor of Palos Park. (Photos by Jeff Vorva)

Mahoney not running for Palos Park mayor; Milovich-Walters throws hat in the ring

By Jeff Vorva Palos Park will have a new mayor in 2023. John Mahoney will end his 16-year tenure as mayor next year after he announced this week that he will not run for a fifth term. “Every time you run for office you think about it,” the 60-year-old Mahoney said about leaving the post.…

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Clear-Ridge Reporter and NewsHound December 7, 2022

Mary Stanek

Restaurant wall comes alive with art

By Mary Stanek Your correspondent in Archer Heights and West Elsdon 3808 W. 57th Place • (773) 284-7394 Soar up high with the beauty and grace of a butterfly–Unknown author. My favorite watering hole in years past, Andy’s, at 57th Place and Pulaski, has been a restaurant now for a few years. I recently noticed…

Peggy Zabicki

Something to be truly thankful for

By Peggy Zabicki Your correspondent in West Lawn 3633 W. 60th Place • (773) 504-9327 Thank you, one and all, for the texts and calls. I wasn’t feeling well last week and couldn’t write my column. I didn’t have COVID-19. I had that before there were vaccines for it. For me, COVID-19 was no big deal. On my worst day…

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