Take Control of Your Personal Finances with New Express Bill Pay

(NewsUSA) – We all work hard for our money, which in turn is divided up to pay our bills. That’s how it works. But with the added stress of managing daily life, managing bill payment can often be overwhelming and sometimes get overlooked. It can be hard to keep track of what’s due and when; never mind those bills that have fallen through the cracks and are late. Here are some tips to help, according to finance experts: * Learn Self-Control — Learn the fine art of delay gratification, and you’ll soon find it easy to keep your finances in order. Although you can effortlessly purchase an item on credit the minute you want it, it’s better to wait until you’ve actually saved up the money. In this way, you may even be able to get a deal by paying cash at the outset. * Take Control of Your Own Financial Future — Find a personal finance app. It is an essential component for managing modern life. Personal finance apps help remind you to pay bills, keep an eye on account balances, and stay within budgets — things we need to do daily and for which we often need reminders. For example, Express Canada recently launched a free, web-based application that will offer a more improved approach to users’ cash flow management and regular bill payment, which will invariably improve the credit rating with service providers. Payment for bills are made directly from XBP International to service providers by a click of a button. Users receive regular reminders for upcoming and overdue bills through email notifications, which improve regular bill paying habits. Users can also easily track and reconcile accounts with services providers. * Know Where Your Money Goes — It is extremely important to make sure your expenses aren’t exceeding your income. The best way to do this is by budgeting. In addition, keeping your recurring monthly expenses as low as possible will also save you big bucks over time. “Plan Bill Payment” from XBP International is a perfect solution, developed by Express Canada (Ca) Corp., a Canadian corporation with a specialty in developing financing and business solutions for individuals, corporate and government. XBP International provides users with a schedule of the cash amount needed for the next 30 days. This enables users to coordinate paycheck or available cash with bill payment schedules — a great financial planning tool. * Start an Emergency Fund – Having money in savings to use for emergencies can keep you out of trouble financially and help you sleep better at night — especially when those large life events occur. Also, if you get into the habit of saving money and treating it as a non-negotiable monthly “expense,” pretty soon you’ll have more than just emergency money saved up. Banking and managing money keep getting easier. All the financial capabilities are a far cry from the pre-Internet days, when tracking expenses involved saving receipts, opening paper bills, and writing down every time you gave someone a fistful of cash. For more information, visit https://xbp.today

Local News

Team captain Zach Hayes holds the trophy as Coach Tim Racki and the Roadrunners celebrate the school’s fourth state football championship in nine seasons, and first since 2018. (Photos by Steve Metsch)

Nazareth rally celebrates fourth state football championship

By Steve Metsch Two huge cheers rocked the Rooney Student Center at Nazareth Academy in La Grange Park late Monday morning. The first was when Zach Hayes – joined by the coaches and teammates – walked in carrying the IHSA Class 5A state football championship trophy high over his head. The second was when school…

Members of Orland Park's Dance Company dance during Sunday's holiday parade. (Photos by Jeff Vorva)

Orland Park gets in the holiday spirit with parade and tree lighting

By Jeff Vorva The Village of Orland Park’s lighting of the Christmas tree ceremony has been going on for decades, but its holiday parade just completed its sophomore run. The second holiday parade kicked off the festivities on Sunday followed by Mayor Keith Pekau and a group of children pulling the switch to not only…

bridgeview police logo - Copy

Pedestrian, 70, hit by car, dies crossing Harlem Avenue in Bridgeview

By Steve Metsch A 70-year-old Bridgeview man died after he was hit by a car at 6:45 p.m. Monday in the 8100 block of South Harlem Avenue, Police Chief Ricardo Mancha said. The man identified as Brian Callaghan was walking from the east side of Harlem to the west, Mancha said. Callaghan lived at Moraine…

Screen Shot 2022-11-30 at 1.57.20 PM

A Thanksgiving surprise

The kindergarteners at St. Daniel the Prophet School had a surprise visitor earlier this month–known to them as Army National Guard Sergeant Bryan Dudycha. But one student in the class knows him as Daddy; and when she saw him, Madison leapt into his arms, gleeful over his return from deployment, just in time for Thanksgiving.…

SRP-IMAGE-Logo

Clear-Ridge Reporter and NewsHound November 30, 2022

Mary Stanek

Hang out your socks for St. Nick

By Mary Stanek Your correspondent in Archer Heights and West Elsdon 3808 W. 57th Place • (773) 284-7394 Hang out those socks on the night of Monday, Dec. 5. St. Nicholas day is here on Tuesday, Dec. 6. St. Nick was known for selling all of his possessions and giving to the poor. He may…

Kathy Headley

Thanksgiving was fun, and delicious

By Kathy Headley Your correspondent in Chicago Lawn and Marquette Manor 6610 S. Francisco • (773) 776-7778 Hope your Thanksgiving was as fun and happy as ours. As always, the aroma and taste of home cooking and holiday desserts were a big part of the day. I feel comfortable telling you where we picked up…

CRRNH_SweetSaluteRhineVFW_112322

A sweet salute to veterans

Rhine VFW Post 2729 members William Haas and Jerry Dipasquale survey some of the bags of candy, pastries and other treats given to the post earlier this month by the students of Sahs School in Central Stickney. The Sahs boys and girls also wrote personal letters and made patriotic posters expressing their thanks and appreciation…

Summit Trustee Aleco Julius (from left), Summit Trustee Sam Dardovski, Summit Fire Captain Anthony Anderson, Summit Police Chief Mel Ortiz, Summit Mayor Sergio Rodriguez stand in front of the village Christmas tree. (Photo by Carol McGowan)

Summit lights Christmas tree, holds last Neighborhood Watch for the year

By Carol McGowan Summit officials and residents were on hand November 17 for the lighting of the village Christmas tree in front of the police station on Archer Road. In what’s become an annual event the last couple of years, the tree is lit before the last Neighborhood Watch meeting for the year. There is…

Runners get off to a fast start at the Orland Park Turkey Trot, where a record 1,000 runners signed up. Photo by Jeff Vorva

Orland Park man wins Turkey Trot; St. Laurence runner takes women’s title

By Jeff Vorva Staff Writer The number 19 meant good things on Thanksgiving morning. The top two finishers in the 34th running of the Orland Park Turkey Trot had “19” as part of the number on their bibs. Brandon Lukas, 25, of Orland Park, wore No. 7519 and took first place with a time of…

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Team captain Zach Hayes holds the trophy as Coach Tim Racki and the Roadrunners celebrate the school’s fourth state football championship in nine seasons, and first since 2018. (Photos by Steve Metsch)

Nazareth rally celebrates fourth state football championship

By Steve Metsch Two huge cheers rocked the Rooney Student Center at Nazareth Academy in La Grange Park late Monday morning. The first was when Zach Hayes – joined by the coaches and teammates – walked in carrying the IHSA Class 5A state football championship trophy high over his head. The second was when school…

Members of Orland Park's Dance Company dance during Sunday's holiday parade. (Photos by Jeff Vorva)

Orland Park gets in the holiday spirit with parade and tree lighting

By Jeff Vorva The Village of Orland Park’s lighting of the Christmas tree ceremony has been going on for decades, but its holiday parade just completed its sophomore run. The second holiday parade kicked off the festivities on Sunday followed by Mayor Keith Pekau and a group of children pulling the switch to not only…

bridgeview police logo - Copy

Pedestrian, 70, hit by car, dies crossing Harlem Avenue in Bridgeview

By Steve Metsch A 70-year-old Bridgeview man died after he was hit by a car at 6:45 p.m. Monday in the 8100 block of South Harlem Avenue, Police Chief Ricardo Mancha said. The man identified as Brian Callaghan was walking from the east side of Harlem to the west, Mancha said. Callaghan lived at Moraine…

Screen Shot 2022-11-30 at 1.57.20 PM

A Thanksgiving surprise

The kindergarteners at St. Daniel the Prophet School had a surprise visitor earlier this month–known to them as Army National Guard Sergeant Bryan Dudycha. But one student in the class knows him as Daddy; and when she saw him, Madison leapt into his arms, gleeful over his return from deployment, just in time for Thanksgiving.…

SRP-IMAGE-Logo

Clear-Ridge Reporter and NewsHound November 30, 2022

Mary Stanek

Hang out your socks for St. Nick

By Mary Stanek Your correspondent in Archer Heights and West Elsdon 3808 W. 57th Place • (773) 284-7394 Hang out those socks on the night of Monday, Dec. 5. St. Nicholas day is here on Tuesday, Dec. 6. St. Nick was known for selling all of his possessions and giving to the poor. He may…

Kathy Headley

Thanksgiving was fun, and delicious

By Kathy Headley Your correspondent in Chicago Lawn and Marquette Manor 6610 S. Francisco • (773) 776-7778 Hope your Thanksgiving was as fun and happy as ours. As always, the aroma and taste of home cooking and holiday desserts were a big part of the day. I feel comfortable telling you where we picked up…

CRRNH_SweetSaluteRhineVFW_112322

A sweet salute to veterans

Rhine VFW Post 2729 members William Haas and Jerry Dipasquale survey some of the bags of candy, pastries and other treats given to the post earlier this month by the students of Sahs School in Central Stickney. The Sahs boys and girls also wrote personal letters and made patriotic posters expressing their thanks and appreciation…

Summit Trustee Aleco Julius (from left), Summit Trustee Sam Dardovski, Summit Fire Captain Anthony Anderson, Summit Police Chief Mel Ortiz, Summit Mayor Sergio Rodriguez stand in front of the village Christmas tree. (Photo by Carol McGowan)

Summit lights Christmas tree, holds last Neighborhood Watch for the year

By Carol McGowan Summit officials and residents were on hand November 17 for the lighting of the village Christmas tree in front of the police station on Archer Road. In what’s become an annual event the last couple of years, the tree is lit before the last Neighborhood Watch meeting for the year. There is…

Runners get off to a fast start at the Orland Park Turkey Trot, where a record 1,000 runners signed up. Photo by Jeff Vorva

Orland Park man wins Turkey Trot; St. Laurence runner takes women’s title

By Jeff Vorva Staff Writer The number 19 meant good things on Thanksgiving morning. The top two finishers in the 34th running of the Orland Park Turkey Trot had “19” as part of the number on their bibs. Brandon Lukas, 25, of Orland Park, wore No. 7519 and took first place with a time of…

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